Insurance for artists, crafters, handmade jewelers, sculptors, clothing vendors, potters, art & craft show vendors, and more.
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WHAT DOES THE POLICY INCLUDE?
Show Policy
Annual Policy
Damage to Premises
General Liability
Personal and Advertising Injury
Business Personal Property
Damage to Premises
General Liability
Products-Completed Operations
Optional: Professional Liability
HOW MUCH IS THE PREMIUM?
Show Policy
Annual Policy
Pricing (for consecutive days)
1-3 Days
$59
4 Days
$71
5 Days
$83
6 Days
$95
7 Days
$107
Up to 90 Days
$118
Pricing
$0 – $50,000 in Annual Sales
$315
$50,000 – $100,000 in Annual Sales
$445
Optional Professional Liability
$149
Raise BPP limits to $10,000/$50,000
$295
IS THERE A DEDUCTIBLE?
There is no deductible for the show policy. The annual policy has a $250 business personal property deductible and a $1,000 professional liability deductible.
ELIGIBLE CLASSES OF BUSINESS
The show policy targets insureds attending:
Art Festival
Craft Fairs
Farmers Markets
Seasonal Fairs/Shows
Trade Shows
The annual policy targets insureds with the following operations:
Apparel
Art Work
Artists/Painters (Not for Home & Commercial Painting Companies)
Crafts
Glass Blower
Jewelry
Leathercraft
Paper Crafts
Pottery
Scrapbooking Products
Sculptors
Wood/Metal Crafters
EXCLUDED OPERATIONS
The excluded operations for the show policy are the following:
Any Activity Involving Live Animals
Any Activity Involving Motorized Equipment or Vehicles
Birthday Parties
Christmas Tree Lot
Concerts
Directing, Hosting, Organizing, planning, promoting, or sponsoring a fair, festival, show, or similar event
Disc Jockeys (DJs)
Martial Arts Events
Medical Professionals
Narcotic Related Events
Performing Artists/Musicians
Political Rallies, Demonstrations, or Events
Pumpkin Patches
Sales or Distribution of Narcotics
Sporting Events
Three-Dimensional Installation Artwork
Weapon, Knife and Ammunition Exposures
The excluded operations for the annual policy are the following:
All Ingestible Food or Drink Products
Any Product Requiring a Prescription
Architecture or Design Professionals
Art Galleries
Artisan Contractors
Beauty or Health Services that are provided by an insured for a fee
Candles Including Liquid Fuel Gel or Wax Melts
Children’s Furniture
Children’s Toys
Commercial Painters
Construction Operations
Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
Disc Jockeys (DJs)
Drugs
E-Cigarettes and Smokeless Products
Medical Equipment/Devices
Medical Invasive Products Intended to Stay in the Body
Musicians
Nutraceuticals
Performing Artists
Pharmaceuticals
Portrait Photography
Products Designed for Infants, Toddlers, or Children
Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
Saddles, Harnesses, or Horse Furnishings
Salon or Spa Operations
Sporting Goods/Equipment
Tattoo Artists
Theater or performing arts shows
Three-Dimensional Installation Art
Tobacco Related Products
Topical Products such as Cosmetics, Lotions, or Soaps
Videographers
Vitamins, Supplements, or Suppositories
Weapons, Knives, or Ammunition
COVERAGE DETAILS
Show Policy Limits
Annual Policy Limits
1-90 days of consecutive event coverage with general liability.
Annual policy with general liability and optional professional liability.
Limits of Liability
General Liability Aggregate Limit
$2,000,000
General Liability Each Occurrence Limit
$1,000,000
Damage to Premises Rented
$300,000
Limits of Liability
General Liability Aggregate Limit
$2,000,000
Products-Completed Operations Aggregate Limit
$2,000,000
General Liability Each Occurrence Limit
$1,000,000
Personal and Advertising Injury Limit
$1,000,000
Damage to Premises Rented to You Limit
$300,000
Business Personal Property Limit (Per Article)
$5,000
Business Personal Property Aggregate Limit
$10,000
Business Personal Property Deductible
$250
Optional Professional Liability Per Occurrence Limit